Answers to Your Medicare & Health Insurance Questions

Many people worry about Medicare penalties if they don’t enroll at 65, but whether you need to sign up depends on your employer’s group insurance size:

✔ If your company has 20+ employees, you may be able to delay Medicare Part B without penalties and stay on your employer’s plan.
✔ If your company has fewer than 20 employees, you may need to enroll in Medicare to avoid higher out-of-pocket costs.

Our Medicare consultants can help compare your options and determine the most cost-effective plan for you.

 If your only income is Social Security, there are Federal and State programs that may help:

✔ Medicare Savings Program (Medicaid) – May cover Medicare premiums, copays, and deductibles.
✔ Low-Income Subsidy (Social Security) – Helps reduce prescription drug costs.

We’ll assess your eligibility and guide you through the application process.

 If you’re under 65 and receiving Social Security Disability benefits, you’ll typically qualify for Medicare two years after approval.

✔ Certain conditions, like ALS (Lou Gehrig’s Disease), allow for immediate Medicare eligibility.
✔ Medicare for those under 65 includes the same benefits as for those 65+. 

Healthcare Solutions with Leslie is a trusted insurance brokerage specializing in Medicare education, enrollment, and coverage options. 

We work with multiple carriers to ensure you get the best plan—but we represent you, not the insurance companies. 

✔ Our advice is always free.
✔ If we help you enroll, the insurance carrier pays us—not you.
✔ Medicare requires carriers to pay the same commission, so we have no incentive to favor one plan over another—our only priority is helping you find the best coverage. 

 ✔ Turning 65 or retiring? – We’ll help you understand Medicare’s four parts and transition from employer insurance.
✔ Already on Medicare? – You can change plans during the Annual Enrollment Period (AEP): October 15 – December 7. 

We help compare plans so you’re always in the best coverage. 

 ✔ Phone Consultation
✔ Virtual Appointments (Zoom)
✔ In-Person Meetings by Request

We also offer Medicare 101 classes to help individuals and businesses navigate Medicare with confidence.

 Medicare can feel overwhelming because, for many, it’s the first time choosing health insurance alone. The flood of TV ads, phone calls, and mailers doesn’t help.

The solution? Education. Once you know the right questions to ask, the process becomes much easier. 

Our goal is to provide a stress-free Medicare experience by guiding you every step of the way.

 It’s simple! Contact us or call 334-444-0023 to get started.

We’re here to help—let’s simplify Medicare together!